Personal information on you and to you is only collected when you voluntarily choose to give us your personal details by enquiring about or ordering any of our services/goods.

It is important to ensure that your information is kept confidential, under the terms of the Data Protection Act 1998.

We want you to know about this.

If you apply for finance on a car via New-Car-Leasing.com we do make some enquiries about you and we may also disclose some or all this information to our joint shareholders or Subsidiary or Associate Companies within the New Car Discount group of companies only. We do not supply you information to third party companies without your permission.

The information which you give us about yourself, the details of any agreement and the history of business conducted between us will be retained by us in our records.

We may use a credit scoring system and search your record at credit reference agencies to help us decide whether to give you credit. The credit reference agencies will keep a record of our search.

We will give credit reference agencies the information we have about you, your agreement and payment record. This information will be shared with other businesses to assess applications you make for credit or financial services, to prevent fraud and trace debtors.

We and these other businesses may also use the information for market research and for analysing statistics.

We or the companies mentioned above may use this information to write, phone or contact you by other means to offer products or services. This will only happen with your permission.

Information held by us will only be retained for as long as is necessary and legal to conduct any business relationship between us.

You have the right to see a copy of any information we hold about you by written request and also if you pay the fee set by law.

Insurance Products and Services

Our insurance channel allows you to compare insurance policies for various types of insurance products and services.

Please be aware that it is very important that before you buy any policy you carefully read the terms of the policy, the insurer's terms and conditions and any other relevant documentation which applies to the policy. We will aim to give you enough information so that you can make an informed decision about your insurance but you should not rely solely on the information provided within our insurance channel. You must familiarise yourself with all the details of the policy, for example, the restrictions, exclusions, conditions and obligations which apply to the policy. You must ensure that the policy matches your requirements and that you agree to the terms of the policy before you place an order to purchase any insurance product or service. We accept no responsibility whatsoever in the event that any policy purchased by you does not meet your requirements.

Insurers will use the information you input into the fact finding questionnaire to calculate their premium and any offer of insurance cover. It is your responsibility to ensure that such information and all other information you provide to the insurers (before cover begins and during the term of any policy you take out) is complete, accurate and not misleading. The information you supply maybe used to carryout certain credit checks through licensed credit-referencing agencies. This is used as part of the underwriting process for some of the insurers and a record of this search will be made. If you are in any doubt as to whether any information is relevant you should disclose it. If you do not provide all such information your selected insurer may be able to treat your insurance policy as if it never existed.

In the event that you decide to buy an insurance product or service, the confirmation of cover, the full policy documentation, details on how to make a claim and other relevant details should be sent to you by the insurer and not by us. For example, if there are any changes to your policy those changes should be communicated to you by your insurer. It is the insurer's responsibility to provide all relevant documentation to you and we can accept no responsibility in the event that you do not receive the documentation requested or expected.

Cancellations

The Consumer Protection (Distance Selling) Regulations 2000 provide you with a right to cancel the contract at any time up to the end of the seventh working day beginning with the day after the day on which you receive the car. Working days excludes weekends and bank holidays.

If you wish to cancel the contract you must write to us at Used-Car-Discount.com LTD, Unit 7A, Kayley Industrial Estate, Richmond Street, Ashton-Under-Lyne, Lancashire, OL7 0AU or fax us on 08703 500 244.

If the contract is cancelled by you in accordance with these Terms and Conditions after delivery of the car we will give you the option of returning the car to us at our distribution centre at Used-Car-Discount.com LTD, Unit 7A, Kayley Industrial Estate, Richmond Street, Ashton-Under-Lyne, Lancashire, OL7 0AU at your expense or permitting us to collect the car from you, in which case we will charge you £200 to meet our direct costs of recovery, in both cases within 10 days of the date of cancellation.

At the time of return or collection of the car you must provided to us all keys, the V5 registration document and all optional equipment and accessories and other documentation and items supplied with the car.

If you cancel the contract following delivery of the car you must take good care of the car until such time as the car is in our control and agree to such arrangements as are necessary to allow us to collect the car if we so require.

If we have taken possession of a part-exchange vehicle from you when you cancel the contract we may, our option return the part-exchange vehicle to you or pay to you a sum of money equal to the part-exchange valuation.

If you buy the car from us through a finance company and you cancel the contract, your notice of cancellation will be deemed to cancel the agreement between us and the finance company and the agreement between you and the finance company.

You will not be entitled to cancel the contract if:

• the car has suffered any damage which was not caused by us unless we decide to accept return of the car and agree an appropriate reduction in the amount of money to be returned to you following cancellation to fairly and adequately compensate us for the cost of repairing the damage to the car and/or any reduction in value of the car;
• you are unable for any reason or refuse to return the car to us or permit us to collect the car;
• the car has been made to your specifications or clearly personalised.
• you fail to take reasonable care of the car, which for the avoidance of doubt includes increasing the mileage shown on the cars odometer by more than 150 miles compared with the reading recorded on the car handover checklist which we will provide to you on delivery of the car.

'Cookie' Policy

We will gather a certain amount of anonymous information about users which does not personally identify you, but which may be helpful for marketing purposes or for improving the services we offer. For example we will track how many users visit a certain page, and for how long, so they can measure whether the site is effective. Generally this information is collected through "traffic data" and may entail the use of "Cookies" "IP addresses" or other numeric codes used to identify a computer.

Vehicle Descriptions

Vehicles advertised for sale are described accurately and to the best of our knowledge. As the internet is a 24/7 medium, vehicles are subject to availability. The Company accepts no responsibility for any losses or damages arising from the failure to supply any vehicle.

Personal Data

Your personal information will be held on our Used-Car-Discount.com databases until such time as you ask for it to be removed. You can do this by e-mailing us at remove@used-car-discount.com. We will do this within one week.